📊 Live maize price: GH₵ 3,800 / bag

Farmer Financing (eWRS)

Turn Your Harvest Into Instant Financing

With ANDA’s electronic Warehouse Receipt System (eWRS), your stored grain becomes a financial asset — without selling early.

The problem farmers face

Every harvest season, prices drop. Farmers are forced to sell quickly to meet urgent needs — losing potential profit.
Months later, the same grain sells at a much higher price.

How ANDA solves it

Store your grain

Deposit your commodities in certified warehouses for safe keeping.

Get eWRS

Receive a secure digital receipt representing your commodity value.

Access financing

Use your eWRS as collateral to receive instant funding.

Sell later

Wait for better prices and maximize your profit.

How it works

Step 1: Deposit your harvest in an ANDA warehouse
Step 2: Quality check and grading
Step 3: Receive your eWRS in your wallet
Step 4: Apply for financing
Step 5: Receive funds via mobile money
Step 6: Sell when prices rise

Access up to 70% of your commodity value

Your stored grain becomes collateral — giving you liquidity without losing ownership.